Bet insurance · South Africa & Eswatini

Your stake.
Covered.

Bet didn't land? BetSafe pays back up to 100% of your stake. Cover any sports bet from R100 in under a minute — payouts straight to your MTN MoMo.

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Cover from R100 MTN MoMo payouts ZAR & SZL
Floodlit football stadium at night
Lost bet claim — paid
R500.00 back
Why BetSafe

Losing the bet shouldn't mean losing the money

Every punter knows the feeling — the late equaliser, the missed penalty, the upset nobody saw coming. BetSafe is the safety net: insure the stake before kickoff, claim it back if the bet loses.

Up to 100% of your stake back

Pick your level: 50%, 75% or full cover. You choose what the safety net catches — premiums start at just 5% of your stake.

Claims in minutes, not weeks

Upload your bet slip, we check it against your policy, done. Track every claim's status from your dashboard — no call centres, no paperwork.

Paid out on your phone

Approved claims pay straight to MTN MoMo — the wallet you already use. Works in rand and lilangeni, at 1:1.

How it works

Three steps between you and a covered bet

Quote your bet

Tell us your stake and pick a cover tier. You see the exact premium and payout before you commit.

Try the calculator

Pay with MoMo

Approve the premium on your phone. Your policy is active immediately and runs for 30 days.

Claim if it loses

Bet didn't come in? Upload the slip, submit the claim, and get your covered amount back.

Hands holding a phone at a night match
The maths

R500 on the derby? Here's the safety net.

Say you stake R500 and take Premium cover. The premium is R60 — 12% of the stake. If the bet wins, you celebrate as usual. If it loses, you claim and get the full R500 back.

Tier Premium You get back
Basic R25 R250
Standard R40 R375
Premium R60 R500

Example based on a R500 stake. Same rates apply in SZL for Eswatini.

Cover tiers

Pick how much of the stake we catch

One premium per bet. No subscriptions, no lock-in — every policy runs 30 days.

Basic

Careful cover for casual bets

5%
of your stake
  • 50% of stake back
  • 30-day policy
  • All sports covered
Quote Basic
Most popular

Standard

Solid cover for regular punters

8%
of your stake
  • 75% of stake back
  • 30-day policy
  • Priority claim reviews
Quote Standard

Premium

Full cover for the big stakes

12%
of your stake
  • 100% of stake back
  • 30-day policy
  • Express claim processing
Quote Premium

Next bet on the fixture list?

Get a quote before kickoff. It takes less than a minute, and your stake stops being all-or-nothing.

Cover my first bet Just show me a quote